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Their account balance, income and expenditure were assessed by the bank without their knowledge to see which models they could buy.
The letters claimed high-end vehicles were ‘just a few clicks away’, offered deals for cars including BMWs and said loans of up to £60,000 can be approved without a credit check.
One letter posted to a Lloyds Bank current account holder stated that she was eligible to borrow £18,500, which would pay for a new BMW 3 Series saloon.Banks have become embroiled in the row over reckless car loans after mass-mailing customers to convince them to buy luxury vehicles.Customers of Lloyds Banking Group – which also includes Halifax and Bank of Scotland – have received personalised letters offering them long-term monthly loan deals so they can buy new cars.Former minister and finance campaigner Ros Altmann called the unsolicited car loan offers ‘very worrying’.She added: ‘The lights are flashing red with car finance and we have to take notice.
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